International transfers · live comparison

Not all of it arrives. A bank keeps 50.8 ₾ of your money

“Zero fee” is marketing: the provider's profit hides in the exchange rate. We calculate the amount that actually reaches the recipient — and rank providers by that alone.

SEK → GEL · 5,000 kr · Δ 73.7 ₾

Transfer calculator🇸🇪 SEK → 🇬🇪 GEL
Mid-market rate1 SEK = 0.2758 GEL
Compare providers

Provider comparison

Best value
Paysend
minutes, to card
Fee1.50 kr
Rate markup1.2%
loss 1.2%
Recipient gets1,362 ₾
Wise
minutes–hours, to account
Fee90.42 kr
Rate markup0.0%
loss 1.8%
Recipient gets1,354 ₾
Remitly
minutes (Express)
Fee1.99 kr
Rate markup1.8%
loss 1.8%
Recipient gets1,354 ₾
Regular bank
2–5 business days
Fee25.00 kr
Rate markup3.2%
loss 3.7%
Recipient gets1,328 ₾
Western Union
minutes, cash pickup
Fee40.00 kr
Rate markup5.8%
loss 6.6%
Recipient gets1,288 ₾

What a transfer really costs

The full price has three components — providers only show you the first.

01 · Visible

Fee

A flat charge or a percentage. Shown before you pay — and the easiest thing to discount.

fee = fix + amount × pct
02 · Hidden

Rate markup

The gap between the mid-market rate and the provider's rate. Never itemised — and where most money is lost.

markup = (mid − rate) / mid
03 · Result

Amount received

The only honest metric. We compute it for every provider and rank by nothing else.

recv = (amount − fee) × rate

All corridors

🇸🇪 From Sweden

🇩🇪 From Germany

🇫🇷 From France

🇪🇸 From Spain

🇮🇹 From Italy

🇬🇧 From the UK

🇺🇸 From the USA

🇨🇦 From Canada

🇦🇺 From Australia

🇵🇱 From Poland

🇳🇱 From the Netherlands

🇳🇴 From Norway

🇨🇭 From Switzerland