🇫🇷 EUR → 🇸🇳 XOF · fee comparison

Send money from France to Senegal

On a 1,000 € transfer, the gap between the cheapest and the most expensive option is 33,519 CFA. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Wise
minutes–hours, to account
Fee5.10 €
Rate markup0.0%
loss 0.5%
Recipient gets652,612 CFA
Western Union
minutes, cash pickup
Fee9.99 €
Rate markup0.0%
loss 1.0%
Recipient gets649,404 CFA
Paysend
minutes, to card
Fee1.50 €
Rate markup1.2%
loss 1.3%
Recipient gets647,113 CFA
Remitly
minutes (Express)
Fee1.99 €
Rate markup1.8%
loss 2.0%
Recipient gets642,868 CFA
Regular bank
2–5 business days
Fee25.00 €
Rate markup3.2%
loss 5.6%
Recipient gets619,092 CFA

Updated 27 July 2026. Table calculated for 1,000 € at the mid-market rate of 1 EUR = 655.96 XOF. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from France to Senegal?

For a 1,000 € transfer, our comparison shows Wise delivers the most: the recipient gets 652,612 CFA. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a EUR → XOF transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

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