🇪🇸 EUR → 🇵🇭 PHP · fee comparison
Send money from Spain to the Philippines
On a 1,000 € transfer, the gap between the cheapest and the most expensive option is 3,521 ₱. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.
Regular bank
2–5 business days
Fee25.00 €
Rate markup3.2%
Recipient gets66,268 ₱
Updated 6 October 2026. Table calculated for 1,000 € at the mid-market rate of 1 EUR = 70.21 PHP. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).
Frequently asked questions
What is the cheapest way to send money from Spain to the Philippines?
For a 1,000 € transfer, our comparison shows Remitly delivers the most: the recipient gets 69,789 ₱. Results vary with the amount and payout method.
Why doesn't “zero fee” mean free?
Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.
How fast is a EUR → PHP transfer?
Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.
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