🇨🇦 CAD → 🇳🇬 NGN · fee comparison

Send money from Canada to Nigeria

On a 1,500 C$ transfer, the gap between the cheapest and the most expensive option is 54,752 ₦. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Wise
minutes–hours, to account
Fee12.05 C$
Rate markup0.5%
loss 1.3%
Recipient gets1,444,296 ₦
Paysend
minutes, to card
Fee1.50 C$
Rate markup1.2%
loss 1.3%
Recipient gets1,444,028 ₦
Remitly
minutes (Express)
Fee1.99 C$
Rate markup1.8%
loss 1.9%
Recipient gets1,434,789 ₦
Regular bank
2–5 business days
Fee25.00 C$
Rate markup3.2%
loss 4.8%
Recipient gets1,392,610 ₦
Western Union
minutes, cash pickup
Fee19.99 C$
Rate markup3.7%
loss 5.0%
Recipient gets1,389,545 ₦

Updated 27 July 2026. Table calculated for 1,500 C$ at the mid-market rate of 1 CAD = 975.35 NGN. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from Canada to Nigeria?

For a 1,500 C$ transfer, our comparison shows Wise delivers the most: the recipient gets 1,444,296 ₦. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a CAD → NGN transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

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