🇸🇪 SEK → 🇷🇴 RON · fee comparison

Send money from Sweden to Romania

On a 5,000 kr transfer, the gap between the cheapest and the most expensive option is 221 lei. Every provider below is ranked by the amount that actually reaches the recipient — counting both the fee and the hidden exchange-rate markup.

Best value
Wise
minutes–hours, to account
Fee36.03 kr
Rate markup0.0%
loss 0.7%
Recipient gets2,348 lei
Paysend
minutes, to card
Fee1.50 kr
Rate markup1.2%
loss 1.2%
Recipient gets2,336 lei
Remitly
minutes (Express)
Fee1.99 kr
Rate markup1.8%
loss 1.8%
Recipient gets2,321 lei
Regular bank
2–5 business days
Fee25.00 kr
Rate markup3.2%
loss 3.7%
Recipient gets2,278 lei
Western Union
minutes, cash pickup
Fee20.00 kr
Rate markup9.7%
loss 10.1%
Recipient gets2,126 lei

Updated 27 July 2026. Table calculated for 5,000 kr at the mid-market rate of 1 SEK = 0.4730 RON. Rates and fees refresh automatically several times a day (sources: ECB, providers' public APIs).

Frequently asked questions

What is the cheapest way to send money from Sweden to Romania?

For a 5,000 kr transfer, our comparison shows Wise delivers the most: the recipient gets 2,348 lei. Results vary with the amount and payout method.

Why doesn't “zero fee” mean free?

Providers earn on the exchange-rate markup. A 2–4% markup never appears as a line item, which is why the honest way to compare is the final amount received.

How fast is a SEK → RON transfer?

Digital services (Wise, Paysend, Remitly) usually deliver within minutes to hours. A bank SWIFT transfer takes 2–5 business days.

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