Provider comparison
What a transfer really costs
The full price has three components — providers only show you the first.
01 · Visible
Fee
A flat charge or a percentage. Shown before you pay — and the easiest thing to discount.
fee = fix + amount × pct
02 · Hidden
Rate markup
The gap between the mid-market rate and the provider's rate. Never itemised — and where most money is lost.
markup = (mid − rate) / mid
03 · Result
Amount received
The only honest metric. We compute it for every provider and rank by nothing else.
recv = (amount − fee) × rate